SWIFT Mobile Transfers

To make your banking experience with us even more convenience and efficient, we introduce you Outward SWIFT Mobile Transfer in USD and other Currency (GBP, EUR, THB, CNY, SGD, AUD, CAD, VND, JPY ) via ABA Mobile.

This feature will save you a lot of time as you can transfer funds abroad right from your smartphone without having to pay a visit to ABA branch! The transfer can be done 24/7 from the comfort of your home or office.

Benefits of processing Outward SWIFT Transfers in ABA Mobile:

Convenient – you do not need to visit any ABA bank branch.
You can create a template for your frequent outward SWIFT transactions to save time.
You can enjoy transfer in 10 currencies (USD, GBP, EUR, THB, CNY, SGD, AUD, CAD, VND, JPY ) via ABA Mobile.
You can download the transaction details in PDF for your further reference.

Fees and Charges

Commission fee: 0.15% of transfer amount or minimum 15 USD (or the special rate provided to you by the bank).
Cable fee: 15 USD.
Additional fee of 30 USD will be applied if the option “OUR” is selected (full transfer amount delivered to the receiver’s bank).

Transaction limits
Terms and Conditions

Minimum per transaction: 100 USD
Maximum per transaction: 100,000 USD
Maximum per day: 100,000 USD

Please read these terms and conditions carefully. These terms and conditions are an Agreement between you (“the Applicant”), and Advanced Bank of Asia Limited (“the Bank”) on money transfers.

The Applicant confirms that the provided information is true and correct and the Bank is not responsible for any delays, errors and omissions caused by misprinting and/or inaccuracy of the Applicant.
The Applicant undertakes that his/her username, PIN code, passwords and all other credentials necessary for using of ABA Bank mobile application, were not disclosed to third parties.
The Applicant confirms that he/she is using ABA Bank mobile application for his/her own transactions only, and does not conduct any transactions on behalf of third parties.
The Applicant authorizes the Bank to debit his/her account for the transfer amount and amount of commissions and fees.
The Applicant understands and confirms that the Bank will apply its internal currency exchange rate to process money transfer in foreign currency.
The Applicant authorizes the Bank to postpone, suspend or cancel the money transfer if the Bank or correspondent bank found that it may be related to unlawful conduct and/or breach of any national or international laws or regulations.
The Applicant undertakes that the money transfer is not related to any illegal activities and/or money laundering and/or terrorism finance. The Bank has the right to reject or suspend any transfer if required for its AML/KYC purposes.
The Applicant indemnifies the Bank for any claims, losses or objections if his/her transaction is blocked or rejected by correspondent or beneficiary bank in relation to any international sanctions or restrictions.
9. The Applicant undertakes to provide additional information and/or documents related to the money transfer if requested by the Bank.
The Bank may change its fees and commissions as well as these Terms and Conditions from time to time without prior notice.
The Bank may disclose the money transfer information to third parties in accordance with the legislation of the Kingdom of Cambodia including, but not limited by, court decisions, investigations and regulations.
In case of the money transfer cancellation, the Bank will return the Applicant's funds only upon receipt of funds from correspondent bank. The Applicant understands and agrees that correspondent banks might charge cancellation and other fees, and that the applied exchange rate may be changed.
The Bank is not responsible for any taxes, duties and other expenses, which might occur in other countries in relation to the money transfer.
To complete the transfer properly, the Bank may select a correspondent bank by its own decision acting on the best efforts basis. Such correspondent bank may charge a fee, which will be deducted from the funds paid to the beneficiary or will be charged to the Bank. If the correspondent bank's fee is charged to the Bank, the Bank will debit the Applicant's account for amount of such fee.
Transfers received after 4 PM Cambodia time will be processed on the next working day.
To amend or cancel your transaction you should fill in and sign the amendment/cancellation form and personally bring it to any of our offices. Any request to amend or cancel the payment received by us via email or phone will be disregarded. The form can be downloaded on our website using the following link: https://www.ababank.com/en/international-transfers/
Payment option “OUR” means that the transfer amount will be delivered without deductions to beneficiary’s bank, NOT to the beneficiary. The beneficiary’s bank might also charge certain fees. The Bank does not guarantee the delivery of full transfer amount to the beneficiary.
Payment option “BEN” means that the Bank’s fees and the fees of correspondent banks, if any, will be deducted from the transfer amount. The Applicant understands and confirms that is this option is selected, the transfer amount will be reduced for amount of fees.
In some countries IBAN number is mandatory. Please check with the beneficiary before you make any transfer. Please refer to this website for more details: https://www.iban.com/structure
Transfers to some countries not available in ABA Bank mobile application could be processed in the Bank’s branches.

How to use SWIFT Mobile Transfers

Launch ABA Mobile app
Tap Transfers
Tap International Transfer - SWIFT
Select your account
Input your valid phone number
Choose Transfer to Own Account or Other's Account( if choose Own account, receiver name will auto capture and attach supporting documents is not required)
Fill in the Receiver’s information such as name and address, and then select country
Input Receiver’s bank’s SWIFT code, so the app will display receiver’s bank name and address, and other fields based on the receiver’s country requirement
Input Receiver’s account or IBAN number
Choose transfer currency
Input the transfer amount¹
Choose who should pay the transfer fees. There are 3 options to choose from – SHA, OUR, or BEN.
Input Purpose of transfer
Input Intermediary bank SWIFT Code (optional)
Tap “I have read and agree to the Terms & Conditions” and tap DONE
If all the information is correct, click TRANSFER button and confirm the transaction with your personal 4-digit PIN.

There are specific requirements for certain countries as below:

Destination Country	Mandatory for ABA customer to input
USA	Routing Number/Fedwire Number/ABA
United Kingdom	Sort code
New Zealand	BSB Number
Australia	BSB Number
Canada¹	Transit Number and Institution Number
Thailand	Branch Name
Japan	Branch Name/Branch Code
Latvia	Intermediary Bank
Vanuatu	Intermediary Bank
UAE	Purpose Code

_{¹ For the transfer to Canada, the receiver’s address is required in this format “Street Number-Suite/Apartment Number, Street Name, City, Province Code, Postal Code, Country” to avoid being rejected or suspended from receiving’s bank.}

Other Terms and Conditions

You can initiate transfer 24/7. However, the cut-off time for processing is 4 pm on business days (Mon-Fri). Hence, any transaction submitted within the cut-off time will be processed on the same day; the transaction submitted after the cut-off time will be processed on the next business day of the Bank.
Outward SWIFT Transfer is supported in GBP, EUR, THB, CNY, SGD, AUD, CAD, VND, JPY and USD currency.
The latest version of ABA Mobile app should be installed on the customer’s smartphone to avail this feature.
To amend and/or cancel the processed transactions, customer needs to visit the nearest ABA branch with the completed OTT Amendment/Trace/Cancellation Form
For the full list of the service’s Terms & Conditions, please follow this link.

Get the App

Click the icon below to download the application from Apple's App store, Google's Play Store or Huawei's AppGallery. After downloading, simply follow the screen instructions to start mobile banking!