Cross-border QR Payments
Say goodbye to the hassle of carrying cash when you travel to to Malaysia, Vietnam, or Thailand—introducing cross-border QR scanning via Bakong in the ABA Mobile app! With the cross-border QR scanning feature, you can enjoy your trip even more and make free-of-charge payments from your ABA Savings Account in Khmer Riels.
What is Cross-border QR?
It is a standard QR code payment system that allows ABA Mobile users to scan and pay at any outlet across Malaysia, Vietnam, and Thailand with the DuitNow QR, VietQR Global, or PromptPay QR from the following banks:
Malaysia
- AmBank
- Bank Islam
- CIMB
- Hong Leong Bank
- Maybank
- OCBC Malaysia
- Public Bank
- UOB Malaysia
- Boost eWallet (Axiata Digital)
- FavePay
- Finexus Cards
- GHL Cardpay
- Razer Merchant Services
- Touch ’n Go Digital (TnGD)
Vietnam
- Tien Phong Commercial Joint Stock Bank (TPBank)
- Bank for Investment and Development of Vietnam (BIDV)
- Ban Viet Bank (BVBank)
- Military Commercial Joint Stock Bank (MB Bank)
- National Citizen Commercial Joint Stock Bank (NCB)
- VietUnion Online Services Corporation (PAYOO)
- Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank - VCB)
- PayME Technology Joint Stock Company (PAYME)
Thailand
- Bangkok Bank
- Bank of Ayudhya
- Kasikornbank (KBank)
- Krungthai Bank
- Siam Commercial Bank (SCB)
How to pay via ABA Mobile
The ABA Mobile app users must have a Khmer Riel account to pay with DuitNow QR/VietQR Global/Thai QR. The account in KHR can be created in ABA Mobile instantly and free of charge. It becomes available right after opening.
To pay with DuitNow QR/VietQR Global/Thai QR using your ABA Mobile when in Malaysia, Vietnam, or Thailand,
- Launch the ABA Scan feature of your ABA Mobile app;
- Scan DuitNow QR/VietQR Global/Thai QR displayed by the merchant;
- Enter the amount1 and confirm the transaction with your credentials.
Explore the vibrant markets of Malaysia, Vietnam, and Thailand with the confidence that your ABA Mobile app and DuitNow QR/VietQR Global/Thai QR have got your payment needs covered!
1 The transaction limit for payments with Thai QR/VietQR Global is 10 million Riel per day, while DuitNow QR is 2,9 million Riel per day.
- For Thai QR Terms and Conditions please check here.
- For VietQR Terms and Conditions please check here.
- AmBank
- Bank Islam
- CIMB
- Hong Leong Bank
- Maybank
- OCBC Malaysia
- Public Bank
- UOB Malaysia
- Boost eWallet (Axiata Digital)
- FavePay
- Finexus Cards
- GHL Cardpay
- Razer Merchant Services
- Touch ’n Go Digital (TnGD)
- Tien Phong Commercial Joint Stock Bank (TPBank)
- Bank for Investment and Development of Vietnam (BIDV)
- Ban Viet Bank (BVBank)
- Military Commercial Joint Stock Bank (MB Bank)
- National Citizen Commercial Joint Stock Bank (NCB)
- VietUnion Online Services Corporation (PAYOO)
- Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank - VCB)
- PayME Technology Joint Stock Company (PAYME)
- Bangkok Bank
- Bank of Ayudhya
- Kasikornbank (KBank)
- Krungthai Bank
- Siam Commercial Bank (SCB)
- For user who has default account as KHR
- Launch ABA Mobile App
- Scan on Malaysia Merchant QR Code of “DuitNow QR / VietQR Global/ PromptPay”.
- Enter the amount for (Static QR)/No need to input amount for (Dynamic QR).
- User will see how much amount will be debited from KHR account base on amount user input in Malaysian Ringgits/Vietnamese Dong/Thai Baht.
- Tap “PAY NOW”.
- Confirm 4 digits PIN.
- Success Payment.
- For user has default account not in KHR.
- Launch ABA Mobile App.
- Scan on Malaysia/Vietname/Thailand Merchant QR Code of “DuitNow QR / VietQR Global / PromptPay”.
- Enter the amount for (Static QR)/No need to input amount for (Dynamic QR).
- User will see how much amount will be debited from KHR account base on amount user input in Malaysian Ringgits/Vietnamese Dong/Thai Baht.
- Press Next button to select your KHR account as the source account.
- Tap “PAY NOW”
- Confirm 4 digits PIN
- Success Payment
- For user who don’t have KHR account in eligible account list.
- User can manually create Mobile Saving account in KHR currency.
- After the user has created a mobile savings account in KHR successfully.
- Then users can process payment as per above description in point #2.
| The Bank’s mobile app is available for | Account Type | FX Rate Per Transaction paid by ABA Mobile App users | Transaction Fee | Single Limit/Daily Limit | Transaction Count |
|---|---|---|---|---|---|
| KHR Account | 0% (in Malaysia) | Free | KHR 2,900,000 for Malaysia | Unlimited |
| 1% (in Vietnam and Thailand) | KHR 10,000,000 for Vietnam and Thailand |
How to get ABA Mobile
You can easily download the mobile application and enjoy uninterrupted banking on ABA Mobile for free. Use the links below to download the app from your smartphone's app store:
If you are not our customer yet, open ABA Instant Account right in ABA Mobile (a valid Cambodian ID required) or head down to your nearest ABA branch and set up your account. If you have any questions, please call us at 1 800 203 203 (toll-free inside Cambodia).
General Terms and Conditions, General Terms and Conditions for Online Services, and ABA Mobile Terms and Conditions apply. You need Adobe Reader to view this PDF files.
